Andy Ikes 11/07/2023

How to keep your finances in check in the summer

Ah, summertime is a grand time of year, isn't it? But while the sun is shining and the ice cream vans are doing their rounds, it's easy to get carried away and watch your hard-earned money slip through your fingers like sand on the beach.

Fear not, because we're here to show you how to enjoy summer without breaking the bank. Get your sunglasses on and buckle up for a guide on keeping your pockets lined during these sunny months.

A fizzled barbecue blowout:

The sun was high in the sky, and the smell of sizzling sausages filled the air. We had planned a grand barbecue with all the trimmings, but as the day wore on, it became clear that our grand plans were turning into a costly blowout. We overspent on fancy meats, lavish marinades, and enough snacks to feed an army. By the end of the day, our bellies were full, but our wallets were left feeling the pinch. It was a wake-up call to find ways to save money and still enjoy the summer to its fullest.

Make a summer budget:

A budget might not sound like the most exciting thing, but it's a powerful tool to keep your spending in check. Set a limit for your summer activities, such as days out, vacations, or barbecues. Stick to it and get creative with cheaper alternatives. Look for free community events, local parks, and discounted tickets to attractions. A well-planned budget will help you enjoy summer without feeling the burn in your wallet.

DIY your summer treats:

Ice creams, slushies, and cold beverages - they all scream summer, don't they? But buying these indulgences can quickly add up. Instead, try making your own summer treats at home. Whip up some homemade ice cream, blend your own fruity slushies, and create refreshing drinks with fresh ingredients. Not only will it save you money, but you'll also impress your friends with your culinary skills.

Embrace the great outdoors:

Our beautiful North is full of stunning natural scenery. Make the most of it! Swap expensive trips abroad for local day trips to nearby parks, beaches, or countryside. Pack a picnic, go for walks, and enjoy nature's wonders. You'll be surprised at the hidden gems you'll find right on your doorstep. Plus, it's a great way to soak up the sun without spending a fortune on flights and accommodation.

Host affordable summer parties:

Summertime is party time, but that doesn't mean you have to go bankrupt hosting a big event. Throw a backyard barbecue with simple yet delicious dishes. Ask friends to bring a dish each for a potluck-style feast. Set up games and activities to keep everyone entertained without spending a fortune. With a bit of imagination, you can have a great time without breaking the bank.

Seek out seasonal sales:

Summertime means sales are in full swing. Keep an eye out for end-of-season discounts on summer clothes, garden furniture, and outdoor equipment. Stock up on essentials for next year while saving money. But be mindful not to get carried away by the sales hype. Only buy what you truly need or can afford, or you'll end up with a cluttered shed and an empty wallet.

In this part of the world, summer is meant for enjoyment, not worrying about money. By sticking to a budget, making your own summer treats, embracing the great outdoors, hosting affordable parties, and taking advantage of seasonal sales, you can keep your finances in check while savouring all the delights summer brings. So, go on, enjoy the sunshine and make memories without splurging like there's no tomorrow.

At Owt for Nowt, we're here to help you save money and live life to the fullest, Northern style. Stay tuned for more money-saving tips, tricks, and resources to keep your wallet happy and your summer full of joy.

Cheers to saving and enjoying the summer!