Terms of use

What this site is

Owt for Nowt is a personal blog publishing money-saving tips, deal round-ups and thrifty ideas with a northern voice. It is free to read. We are not a shop, agency, membership business, or financial institution.

Not financial advice

All content is general information and opinion based on research at the time of writing. Offers change, eligibility varies, and we can make mistakes. Always verify terms with the provider before you act. Nothing on this site is regulated financial, legal, or tax advice.

Using the blog

• You may read and share links to articles.
• Do not scrape, bulk-download, or republish full posts as your own work.
• Do not attempt to disrupt the site or probe systems you should not access.

Analytics & cookies

We use optional anonymous analytics (with your consent) to see which tips are read. See our Privacy notice and Cookie notice.

Affiliate links & disclosures

Some posts may mention brands, offers, or affiliate links. Where required, individual articles carry disclosure. We aim to recommend only tips we would genuinely consider using ourselves.

Availability & liability

The blog is provided "as is". We do not guarantee uninterrupted access, that every link works, or that a deal is still live when you click. We are not liable for loss arising from reliance on a tip, a broken link, or an expired offer — use your own judgement.

Changes

We may update these terms or the site content at any time. Continued use after changes means you accept the updated terms.

Privacy

How we handle anonymous data is explained in our Privacy notice.